In a glass half-full world, Microsoft finally solved the problem of people borrowing games and never returning them.
#5. You Can’t Loan Games to a Friend, and Used Games May Require an Additional Fee
The good news is that you don’t need the game disc to play an Xbox One game — every game is required to be installed on the system’s hard drive, and you just play it from there. The bad news is that there would be no way to keep people from just passing around the same disc and installing it on every system in America. “What?” you say, “That sounds like GREAT news!” You didn’t let me finish — to keep you from doing this, every time the disc is put into a new machine, the owner of that account will be required to pay full price before they can play.